Financial ‘road trip’: the destination is as important as the journey

Life is the ultimate road trip and if there is one thing you can do to ensure you arrive at your chosen destination, it’s knowing where you want to go and having an idea of how you’ll get there.

Where retirement is concerned, we can be quite short-sighted; retirement can seem so far away and we’re often too caught up living in the present to think about what’s further down the road. 

And that’s where financial planning comes in.

So where are you headed?

Going through life without a financial plan is a little like starting a road trip without a map.

A financial plan is designed to drive you towards achieving your short- and long-term financial goals. It can help structure your choices at life’s intersections when deciding which way to go with spending your income, investing in assets, putting aside savings, managing loans and debts, and so on. 

How a financial planner can help you get there

Most of us don’t start seriously thinking about super until retirement is just around the corner, and for many people that could be a little too late.

Whether it’s drawing up an everyday financial roadmap, choosing an investment strategy for your super or developing a financial plan, our financial planners can help you set clear financial goals and outline what you need to do to achieve them.

They can provide expert, personalised advice on:

  • funding the retirement lifestyle you desire
  • identifying your investor profile and relevant investment strategy
  • making the appropriate level of contributions to boost your savings 
  • protecting you and your family with adequate insurance cover.

Starting your journey with a financial planner

Whether retirement is a long way down the road, or just around the corner, seeing a financial planner now can really set you up for the future you want. And because everyone’s different, you can get as little – or as much – advice as you need.

When you meet with a planner for the first time, you’ll be asked questions to give the planner a clear picture of your financial situation as well as your goals.

Our financial planners are located in Sydney, Melbourne, Brisbane and Fremantle. If you can’t make it into one of our offices, no need to worry; our financial planners regularly travel around Australia and can come to you.

Book an appointment online with a planner here.

Your first consultation is a fact-find session and free of charge. Based on the level of advice you’re after, your planner will give you an upfront cost for advice before you go ahead.

Our planners find that some members they’ve met with had the idea that financial planning was expensive, but members are very surprised when they find out how reasonable the cost of advice is through the Fund and wish they’d come sooner.

Getting financial advice is like an investment in your financial future – and it’s an investment well worth making. 

Driving your financial freedom – handy resources

We’ve put together some great resources to help you:

Learn more about meeting with a financial planner

Download a checklist of what to bring to your first financial planning meeting

Watch the Getting financial advice video

 

Disclaimer:
The information on this page has been issued by Maritime Financial Services Pty Limited (MFS). It contains general information that doesn’t take into account your individual objectives, financial situation or needs. It’s important to consider how appropriate this general information is in relation to your situation before making an investment decision. We recommend that you seek financial advice before making any decisions regarding your super or investments. The information on this page is current at the time of publishing.

 

 
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