Cash option

 

Investment target

The Cash option invests 100% in defensive assets.

Investment objective

Investment objective (after fees and taxes over rolling 10-year periods) - to outperform the annual rate of inflation (CPI) and perform in line with the UBS Australia Bank Bill Index (net of tax and fees).

Suitable for

Most suitable for members whose most important consideration is that there is little chance of a negative return.

Risk versus return

This option provides long-term security but do not expect any growth over inflation. It provides the lowest risk of short-term losses among the investment options. A negative annual return is very unlikely.

Target asset allocation

Pie-chart-cash.jpg

Performance

Cash Investment return to 30 June 2017
Option 3 years 5 years 10 years
Accumulation 1.73% 1.94% N/A
Pension 1.97% 2.24% N/A

Refer to the investment performance page for the most recent investment performance figures.

Refer to the Investments Supplement for more information on investment options.

 

Your options in detail

Australian Shares option

This option targets to invest 100% in growth assets.

International Shares option

This option targets to invest 100% in growth assets.

Growth option

This option targets to invest approximately 90% in growth assets and 10% in defensive assets.

Balanced option

This option targets to invest approximately 70% in growth assets and 30% in defensive assets.

Moderate (MySuper) option

This option invests approximately 96% of funds according to the target asset allocation of 70% in growth assets and 30% in defensive assets and the remainder towards the MVP approach.

Conservative option

This option targets to invest approximately 30% in growth assets and 70% in defensive assets.

Cash Enhanced option

This option invests 100% in defensive assets.

Cash option

This option invests 100% in defensive assets.

Fixed Term Investment option

This option invests 100% in defensive assets and is similar to the Cash and Cash Enhanced investment options which are lower risk and may provide lower average long-term returns as they invest fully in defensive assets.