Fixed term investment

 

How does it work?

The Fixed Term Investment option works like a fixed-term savings account - your super is invested for a fixed term (12 months) and earns interest at a predetermined rate (so long as you hold the investment for the full term), subject to the access restrictions under superannuation law.

SEPTEMBER FIXED TERM INVESTMENT
2.45% Pension accounts
2.08% All other accounts
Apply by 25 August 2017

Features at a glance

  • Available to all members who have an accumulation account
  • 12-month term
  • Investment dates: 1 March, 1 June, 1 September, 1 December
  • Minimum investment: $20,000
  • Maximum investment: 80% of your account balance
  • Fixed interest rate, net of fees and (any) tax
  • Interest rate set 2-3 weeks before the investment date
  • Available for account balances - not for regular contributions
  • No switches to other investment options during the term are permitted
  • No early withdrawals during the term permitted
  • No automatic reinvestment at the end of the term

What are the benefits of the Fixed Term Investment?

You'll benefit from:

  • a predetermined return at a competitive interest rate if held until the end of the term
  • favourable tax rates for super
  • the flexibility to split your remaining super with Maritime Super’s five other market-linked investment options

It’s suitable for members who like the idea of knowing in advance the investment return for the next year – you know what your return will be, which gives you peace of mind.

To learn more about the Fixed Term Investment, contact Member Services on 1800 757 607.

Apply for a Fixed Term Investment

Please download a copy of the Fixed Term Investment application to apply.